BODY {margin:10px;}


H3 {font-family:Arial;font-size:12pt;color:#a6aa4f;margin:20px 0px 5px 0px }
H4 {font-family:Arial;font-size:9pt;color:#a6aa4f;margin:20px 0px 5px 0px;  }
P {margin:8px 0px 8px 0px}


UL {margin-top:5px;margin-bottom:10px;margin-left:30px;padding-left:0px;}
UL LI { list-style-image:url(images/bullet.gif);}



.text {font-family:Arial;font-size:9pt;color:#462e2c;margin-right:25px;width:550px;}
.text EM {font-style:normal;font-weight:bold;font-size:14px;line-height:0.9em;}
.text A {font-family:Arial;font-size:9pt;color:#a2a74d;}


.frmLabel {font-family:Arial;font-size:12px;color:#462e2c;}
.frmInput {font-family:Arial;font-size:8pt;border:solid 1px #c5c4b2; color:887d73; }
.frmSelect {font-family:Arial;font-size:8pt;border:solid 1px #c5c4b2; color:887d73;}
.frmError {color:#990000;}